Credit Officer Group Lending at Tanzania Postal Bank PLC (3 Posts)

Position Description:

TPB Bank PLC is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products.

TPB Bank PLC is a Bank, w hose vision is “to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services”. As part of effective organizational development and management of its hum an capital in an effective way, TPB BANK PLC commits itself towards at training , retaining and developing the highly capable and qualified work force for TPB

BANK PLC betterment and the Nation at large

CREDIT OFFICER GROUP LENDING - (3 POSITIONS)

TPB Bank PLC seeks to appoint dedicated, self-motivated and highly organized Credit Officers for Group Lending (3 positions) to join the Directorate of Retail and Business Banking team. The work stations are Upcountry branches

DIRECT REPORTING LINE:Senior Manager Group Lending

LOCATI ON:Upcountry Branches

WORK SCHEDULE:As per TPB Bank PLC Staff regulations

DIVISION:Branches

SALARY:Commensurate to the Job Advertised

POSITION OBJECTIVE

To ensure that unit/branch is complying with the established group lending policy and procedures which include applicant’s assessment procedures, findings procedures and a loan monitoring system designed to provide information concerning the performance of the loans portfolio. Further, to ensure good customer service, improved performance and profitability as well as effective risk control and management in the lending portfolio in line with TPB’s objectives.

K EY RESPONSIB ILITIES

 Ensuring quality group lending portfolio for branch

 To ensure collections/repayments of group loans at the branch as well as ensuring theloans are managed in accordance with the group loans credit policy and lending manual.

 To make follow up of queries raised by internal and external auditors.

 To do reconciliation, dealing with suspended transactions and mis balancing on related G/L Accounts of Micro Group Lending.

 In coordination with branch managers, he/she will deal with list of borrowers who have missed loan installments, un serviced loans, under/over deducted installments

 To ensure that weekly, monthly quarterly and annual portfolio reports are prepared

 Liase with the branches to ensure that no queries are raised by customers or auditors with regard to Group Micro Lending product

 Ensure that all the Group Micro loan repayment are collected and deposited into TPB’s bank account within 12 hours by cross checking group funding accounts.

 Cross sell other TPB’s products and services

 Participate in the preparation of branch/min branch annual plan and projections for group loan portfolio

 Ensure accurate and timely filing of both group and individual loan documentation

 Attend any other duties as may be assigned by the superior

EDUCATION AN EXPER IENCE

Education:

·         Bachelor degree in Banking, Accounting, Finance, Economics, Marketing, Business Administration, or related field.

Experience:

·         Good knowledge of micro finance with significant experience in group lending will be an added advantage

·         Experience on Equinox core banking system

·         High level of integrity

·         Excellent communication and report writing skills

·         Ability to work under pressure and minimal supervision

·         Personable and able to relate to people at all levels.

Application Instructions:

The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to: recruitment@tpbbank.co.tzApplications via other methods will not be considered.

Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for au then tic check and other administrative measures and should not in any way be attached during application.

TPB Bank PLChas a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.

AVOID SCAM S:NEVER pay to have your CV / Application pushed forward. Any job vacancy requesting payment for any reason is a SCAM. If you are requested to make a payment for any reason, please use the Whistle blower policy of the Bank, or call 0222162940 to report the scam. You also don’t need to know one in TPB BANK PLC to be employed. TPB BANK PLC is merit based institution and to achieve this vision, it always go for the best.

Please forw ard your applications before 27th M arch , 2017

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